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BROWSE BY WHAT YOU NEED
FINANCING AND REBATES
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FINANCING

HVAC Financing in Seattle, WA

Spread the cost of a new system, with the price in writing before you commit.

Apply for financing
// WHAT THIS COVERS

How paying over time works here

You can finance a heat pump, furnace, air conditioner or water heater through Synchrony. There are two products: 0% over 18 months, and a longer term at a lower monthly payment. Both are on approved credit, and both are Synchrony’s decision rather than ours.

What does not change is the order things happen in. You get a free written quote first. We work out what your utility and the federal credit pay toward it. Only then does financing come up, and only for whatever is left.

Ready Energy Solutions technician installing a ductless heat pump at a home near Seattle, Washington.
// THE ORDER THIS HAPPENS IN

The price comes before the paperwork

Nobody should be filling in a credit application before they know what the job costs. We quote the system, in writing, free, with no application and no credit check. If paying outright is the better move for you, we will say so.

Rebates come off before financing does. Utility and federal money is worth more than any discount we could offer, and it changes what you actually need to borrow.

Apply for financing
// THE NUMBERS

What the financing actually is

Two products, one lender, and an estimate that costs nothing.
0%
Interest over 18 months, on approved credit
Synchrony
The lender. Approval is their decision, not ours
$0
What the written estimate costs, every time
Rebates first
Utility and federal money comes off before you finance the rest
// HOW WE WORK

What happens, in order

Four steps, and the first two cost you nothing.

You get the quote first

Free, written, one system priced properly. No application, no credit check, nothing to sign.

We work out your rebates

Utility and federal money comes off the top, because it reduces what you finance.

Then you decide about financing

0% over 18 months, or a longer term at a lower monthly payment. If paying outright suits you better we will tell you.

We install it and pull the permits

Our own crew. Permits filed and passed, warranty registered.
Two American Standard air handlers installed side by side in a Seattle area garage.
// WORTH KNOWING

Before you apply

  • The estimate is free and comes first, with no credit check
  • 0% over 18 months is on approved credit
  • The longer term rate is confirmed in writing before you apply
  • Financing does not change the price of the job
  • Rebates are worked out before financing, not after
  • Synchrony decides approval, and we never see your credit file
Apply for financing
// WHAT CUSTOMERS SAY

5.0 on Google, and every one is verified

These come straight from our Google Business Profile. We do not write them and we cannot edit them.

vinnie tran
August 2026
★★★★★

I would highly recommend hiring Alex and his team! Alex helped repair my AC unit. He also noticed that the filter had been installed incorrectly, so I hired him to correct that as well. As someone who doesn't know anything about HVAC systems, I had a lot of basic questions and appreciated how honest and patient Alex was in answering all my question and explaining/reexplaining things to me. He was responsive and kept me in the loop. He also got the job done quickly and prices were fair.

Rick Battershell
July 2026
★★★★★

Professional and Fair Price-We recently used Ready Energy Solutions for a mini-split heat pump installation, and they did a wonderful job. The team arrived right on time as scheduled and was incredibly professional throughout the day. They took the time to answer all of our questions (and I had many before) about how the new system operates. On top of the great service, their pricing was very fair compared to other quotes we looked at. Five stars!

paul tuaoa
July 2026
★★★★★

I got a few quotes from different company’s and I’m so glad i followed my heart 🥰 with Alec, I didn’t feel rushed or as if he was a salesman. He just got to the point and now my home is much cooler for the summer and I know will be Heated for the winter for a much better price 🥰 these guys were amazing!!!!

Scott Wittstock
July 2026
★★★★★

We have completed four different projects with Ready Energy Solutions, and Alex and his team have been great to work with every time.<br><br>At our home, they installed a large Mitsubishi with a ducted unit and two ceiling cassettes. They also ran new ductwork, made sure everything was functioning properly, and adjusted an existing system by relocating units and completing some custom work. The system they recommended is working great, and we have been very happy with the results.<br><br>At our rental home, they installed an American Standard ducted system with a gas furnace and heat pump for air conditioning. That system has also worked very well.<br><br>Most recently, they installed a Heat & Glo fireplace insert, including the gas line, chimney work, and chimney cap. The finished project turned out great, and we love the new fireplace.<br><br>Alex and his team are knowledgeable, reliable, flexible, and easy to work with. They have handled several complex projects for us, and the results have consistently been excellent. I highly recommend Ready Energy Solutions.

terrence canlas
June 2026
★★★★★

This is the BEST company for your HVAC needs. I’m sure there are good companies out there, but it’s the little things that set the exceptional ones apart. Alex , from the day he took my phone call on a SUNDAY has been nothing but professional, kind , and understanding. The Crew that worked were GREAT AND EFFICIENT! Clean work and an admirable work ethic . These guys are just that good!

Ryan Pelletier
June 2026
★★★★★

I am a general contractor on the east side and I have worked with Alec on a lots of projects. Him and his team are fast and reliable, happy to help with all different types of projects, and do excellent work. I highly recommend him for any homeowner or contractor looking for a go to HVAC team.

// KEEP READING

Where would you like to go next?

Washington rebates

What your utility and the federal credit pay toward a new system.
See the rebates

Heat pumps

The system most of the rebate money is pointed at right now.
See heat pumps

Questions and answers

Cost, rebates, timing, warranties and what happens on install day.
See the FAQs

Contact us

Call, text or send a message and we will get back to you.
Get in touch
// BEFORE YOU APPLY

Questions about financing

Through Synchrony. A 0% option over 18 months, and a longer term at a lower monthly payment. Both are on approved credit.

Call and we will give you the current rate in writing before you apply. It moves, and a number on a web page that is three months old is worse than no number.

No. The quote is the quote.

No. The estimate is free and comes first, with no credit check.

Usually yes. Utility and federal money reduces what you finance, so we work that out before anything else.

Synchrony, not us. We do not see your credit file.

// GET STARTED

Heating and cooling for homes across Greater Seattle

Heat pumps, furnaces, air conditioning and water heaters. The estimate is free, calls are answered 24 hours, and we work out your rebates before you commit to anything.

Apply for financing
Call (206) 750-7020
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